Credit Card Debt

Memphis Credit Card Debt Relief Lawyer

At the Law Office of Charles Rich, most of the people we help file for Chapter 7 and Chapter 13 bankruptcy have substantial credit card debt. If you are overwhelmed by credit card debt in Memphis and want the harassing phone calls to stop, contact our law firm for assistance. We can let you know what your options are and take immediate action to put an end to creditor harassment.

Attorney Charles Rich has practiced bankruptcy law in the Memphis area for more than 30 years. He knows the court system and the legal processes, and he will personally handle your case to ensure it receives the attention it deserves. We have helped thousands of people through difficult financial times, and we offer a comfortable and respectful setting. Call 901-323-0890 to arrange a free and confidential consultation.

Credit Card Debt and Chapter 13 Bankruptcy

If you have credit card debt and you file for Chapter 13 bankruptcy, we will create a manageable plan that will allow you to pay off a portion of all of your unsecured debt, including credit card debt. Your payments will go directly to the debt you owe and not to interest charged by the credit card companies. After you have successfully completed your three- to five-year repayment pan, any remaining debt will be discharged.

Shelby County Chapter 7 Bankruptcy Attorney

If you qualify for Chapter 7 bankruptcy and you have credit card debt, all of the debt will be discharged. In order for the discharge to occur, you must not have used your credit cards for at least 90 days prior to filing.

To learn more about your options during a free consultation with a highly experienced Memphis credit card debt relief attorney, contact us online or call 901-323-0890.