Stopping Wage Garnishment
If your wages are being garnished by creditors, it may be time to reevaluate your financial situation. At the Law Office of Rich & Rich in Memphis, we can help you explore your options and make recommendations for how to most effectively eliminate your debt and stop the wage garnishment.
As soon as you file for Chapter 7 or Chapter 13 bankruptcy, an automatic stay will go into effect. This forces creditors to stop all collections activities, including wage garnishment. If you are interested in learning more about how a bankruptcy filing could benefit you, contact our law firm to arrange a free and confidential consultation.
During your initial consultation with attorney Charles Rich, he will review all of the information about the garnishment, including the party that issued the garnishment and the percentage of your paycheck that is being garnished. He will then take the necessary legal steps to stop the garnishment. If filed early enough, your bankruptcy case may prevent any money from being withheld from your check.
We Can Guide You Through The Bankruptcy Process
If you qualify for Chapter 7 bankruptcy all of the money that was garnished from your paycheck will be refunded. If you file for Chapter 13 bankruptcy, all of the money previously garnished will be applied toward your Chapter 13 repayment plan. Both Chapter 7 and Chapter 13 will immediately stop the garnishments.
At the Law Office of Rich & Rich, we have more than 40 years of experience helping people find debt relief and make a fresh financial start. The sooner you contact us, the sooner we can help you. To speak with a knowledgeable Memphis wage garnishment attorney, contact us online or call 901-201-6163 or 866-935-6740.