More Americans have health insurance than in decades past, due in large part to the Affordable Care Act. In fact, the number of uninsured Americans dropped from 48 million in 2010 to 28.6 million in 2016. However, that's still a lot of uninsured people.
Tennessee political candidate addresses past bankrtuptcy
A Tennessee woman who's running for office isn't hiding her bankruptcy filing from over two decades ago from voters. In fact, she credits it with leading to her career as an investment banker and teacher.
Improving your chances for a mortgage following bankruptcy
If you've filed for bankruptcy, you may think that your dreams of buying a home at some point in the future are dead. That's not true at all. With some careful planning and good money management, you can buy a home -- perhaps sooner than you realize
Chronic health conditions and out-of-pocket expenses
Chronic health conditions can have many impacts on families. This includes financial impacts. Such conditions can subject families to major out-of-pocket costs. These expenses can have a lot of time to build up with chronic conditions. Such costs could expose families to financial struggles, particularly low-income families.
How can you rebuild credit after bankruptcy?
If you're considering filing for bankruptcy to get out from under a mountain of debt, you may be concerned about your ability to ever get credit again. Chapter 7 bankruptcies stay on your credit reports for 10 years. Alternatively, Chapter 13 filings are reflected for seven years.
Why are more people carrying debt into retirement?
Many of us grew up with parents or grandparents who didn't believe in credit cards or virtually any kind of debt, except perhaps a mortgage. That was often paid off before they retired.
The good news and the bad news about Chapter 13 bankruptcy
Many Tennessee residents find themselves overwhelmed by debt. If you are experiencing financial difficulties, you are in good company. More than likely, you have tried tightening your purse strings, adjusting your budget and cutting out luxuries in order to stay afloat.
Watch out for this credit score myth
Credit scores impact people’s lives in all kinds of ways. So, a person can have many worries when his or her score drops to a low level. Individuals in such situations may make raising their score a top priority.
