Bankruptcy

There are multiple kinds of bankruptcy, and each offers different benefits and has different requirements. When individuals need to file, they often find themselves choosing between Chapter 7 and Chapter 13 bankruptcy. While both of these kinds of personal bankruptcy...

If you need to file for bankruptcy, one of the things you might worry about is losing your vehicle. The good news is that you won’t necessarily lose your vehicle. A mode of transportation is essential for most people in the United States. It is reasonable to want to...

Starting over with bankruptcy is daunting. But do you have to start completely over with retirement? Thankfully, due to federal regulation, your retirement assets can remain secured through the financial storm. Federal protection for IRAs In 2005, the Bankruptcy Abuse...

Topical information about debt solutions is everywhere. You may have heard it advertised on the radio or even seen a television commercial. Companies are quick to make claims about how their debt solutions could truly benefit the audience members. They claim to have...

People often unfairly view bankruptcy as something that will destroy their credit. While bankruptcy does drag down your credit score and affect the caliber of credit offers that people receive for several years after their filing, bankruptcy can do far more good for...

Credit card debt is a significant problem in America. In fact, most households do have debt. Out of the 50 states, Tennessee ranks 42nd in debt per capita with an average amount of $3,220 per capita balance as of 2019. Chapter 7 bankruptcy is one kind of bankruptcy...

If you are struggling with your bills and are worried about the possibility of a foreclosure, now is the time to act. There are many ways to avoid foreclosure, but you need to start looking into them as soon as you realize there is a problem. Some of the ways you can...

When you lose your job or are dealing with an increase in expenses, it's likely that you are going to start to use some form of credit, and the most easily accessible form of credit is the use of credit cards. Credit cards are convenient because they are readily...

You get “friend” requests all the time on social media from names you don’t recognize -- and you usually accept them. The scammers you can weed out pretty quickly, and the rest are people that you probably know from somewhere, even if you don’t recognize their names....

Your home is likely the most valuable asset you have. It is also most likely to be the most expensive. Mortgages can cost hundreds or thousands of dollars a month, and if you are already having trouble making ends meet, you may find that you don’t have enough to cover...