Bankruptcy

Credit card debt is a significant problem in America. In fact, most households do have debt. Out of the 50 states, Tennessee ranks 42nd in debt per capita with an average amount of $3,220 per capita balance as of 2019. Chapter 7 bankruptcy is one kind of bankruptcy...

If you are struggling with your bills and are worried about the possibility of a foreclosure, now is the time to act. There are many ways to avoid foreclosure, but you need to start looking into them as soon as you realize there is a problem. Some of the ways you can...

When you lose your job or are dealing with an increase in expenses, it's likely that you are going to start to use some form of credit, and the most easily accessible form of credit is the use of credit cards. Credit cards are convenient because they are readily...

You get “friend” requests all the time on social media from names you don’t recognize -- and you usually accept them. The scammers you can weed out pretty quickly, and the rest are people that you probably know from somewhere, even if you don’t recognize their names....

Your home is likely the most valuable asset you have. It is also most likely to be the most expensive. Mortgages can cost hundreds or thousands of dollars a month, and if you are already having trouble making ends meet, you may find that you don’t have enough to cover...

Student loans are one of the most common forms of debt. When added together with all other obligations, the burden can become too much to cope with. Many people decide to file for personal bankruptcy. Yet persuading a court to discharge student loan debt can be...

Divorce can have a devastating impact on your credit and your financial situation as a whole. Sometimes, spouses pile on debt to joint credit cards on their way out the door. In other cases, people who relied on their husband or wife to make all the financial and...

We know that credit cards are a significant source of many Americans' debts. However, a recent study by the online lender LendingPoint found that personal loans are growing faster than any other type of personal debt.They're becoming particularly popular with younger...

Americans are living longer, but those golden years are too often marred by financial hardship. In fact, a recent study by the Consumer Bankruptcy Project (CBP) found that bankruptcy filings among senior citizens have increased fivefold in recent years.The CBP...

Have you become mired in credit-card debt that only gets worse every month as interest charges and sometimes late fees are added on? You're not alone.What many people don't know is that many credit card companies offer a plan to help those stuck in a credit-card debt...